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Keep your business running

Our various business checking account types can meet the needs of a wide range of businesses. For more detailed information, or to inquire about opening an account, please visit our Get Started page. We look forward to hearing from you!

Basic Business Checking:

*Subject to application approval. Unlimited surcharge fee reimbursements for Domestic (U.S.) ATM Debit Card transactions. ATM terminal owners fees may apply.

**Avoid the $10 monthly maintenance fee by maintaining a $1,500 minimum average daily balance or $15,000 of combined balances in business and personal accounts. Deposit accounts owned by the tax reporting owner, joint owner, or principal owner of a business are eligible for calculation of combined balance.


Account Analysis Checking:

*Subject to application approval. Unlimited surcharge fee reimbursements for Domestic (U.S.) ATM Debit Card transactions. ATM terminal owners fees may apply.


Basic Business Checking

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Basic Business Checking helps your small business cut the cost of doing business by helping you know exactly where your money is going. Our suite of cash management services and 24/7 access to online banking services allow you to bank more efficiently. Silvergate’s high standards brand even “basic” accounts as “outstanding."

  • Ideal for businesses with smaller transaction volumes
  • Generous allowance of monthly transactions; 20¢ for each additional item thereafter
    • 200 checks and/or POS debits
    • 100 ACH debits
    • 100 deposited items
  • 24/7 access to business online banking & bill pay
  • 24/7 access to business mobile banking with mobile deposit
  • 24/7 access to business eStatements
  • Cash management services available
  • Visa® business check card with unlimited surcharge fee reimbursements for Domestic (U.S.) ATM Debit Card transactions1,3
  • Avoid the $10 monthly maintenance fee by maintaining a $1,500 minimum average daily balance or $15,000 of combined balances in business and personal accounts2
  • $100 minimum deposit to open

Basic Business Checking:

1 - Subject to application approval.

2 - Deposit accounts owned by the tax reporting owner, joint owner, or principal owner of a business are eligible for calculation of combined balance.

3 - ATM terminal owners fees may apply.

Account Analysis Checking

Request Info

Streamline spending without sacrificing service. Account Analysis Checking helps bigger businesses stay nimble with unlimited transactions at low per-item fees. Easily manage transactions with 24/7 access to business online banking and cash management. You've worked hard enough — let us help you enjoy success.3

  • Ideal for businesses with large transaction volumes
  • Receive a detailed analysis statement regarding account activity
  • Unlimited monthly transactions available at low per-item fees
  • 24/7 access to business online banking & bill pay
  • 24/7 access to business mobile banking with mobile deposit
  • 24/7 access to business eStatements
  • Cash management services available
  • Visa® business check card with unlimited surcharge fee reimbursements for Domestic (U.S.) ATM Debit Card transactions1,2
  • $15 monthly maintenance fee applied to analysis
  • $100 minimum deposit to open

Account Analysis Checking:

1 - Subject to application approval.

2 - ATM terminal owner fees may apply.

3 - Additional risk-based pricing may apply to Fintech Clients-Contact your Account Manager for additional pricing details.

What solution are you looking for?

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